🕵️ The Problem with Most "AI Money" Advice
Everyone talks about using AI to start side hustles, but nobody addresses the barrier of subscription costs when you're broke. This guide breaks down three simple, proven side hustles that use completely free AI tools and have generated real income for beginners.
đź’° Side Hustle #1: AI TikTok Explainer Videos
This is the most fun option and the one that's personally made the most money. The strategy is simple: create short, educational explainer videos (1+ minutes long) using AI-generated illustrations and voiceovers. The key is making videos just over 60 seconds to qualify for TikTok's Creator Rewards Program. For more details on earnings potential, check out this case study on Unlocking Profits: Making $220,000 with AI-Generated TikTok Videos.
Why it works:
- A brand-new account grew to ~200K followers in 4 months with only 33 videos
- First video got over 1.2 million views
- Estimated earnings from 20 million views: $20,000+ (even at the low end of $1 per 1,000 views)
- Many similar accounts hit 10K+ followers within weeks
Step-by-Step Workflow (All Free Tools)
Step 1: Pick a niche (finance, science, history, psychology, AI)
Step 2: Create a simple character
- Keep it basic: a cat cutout, stick figure, owl
- Use ChatGPT to design and generate a full-body reference image
Step 3: Generate video ideas
- Start a new ChatGPT chat explaining your niche
- Ask for a list of viral TikTok video ideas
- Manually pick the most interesting ones
Step 4: Write the script
- Feed your chosen idea back to ChatGPT
- Request a 1-2 minute script with a strong hook
Step 5: Create visual prompts
- Give ChatGPT your character reference + script
- Ask it to create scene-by-scene visual prompts matching the narration
Step 6: Generate images with consistent characters
- Use Gemini (free) with your character as a reference image
- Generate all visuals while maintaining character consistency
Step 7: Animate static images
- Use Kwai AI (completely free, unlimited generations)
- Drop in illustrations and describe the animation
Step 8: Edit the final video
- Use Clipchamp (Microsoft's free video editor)
- Arrange clips, add narration (your voice or Clipchamp's free text-to-speech)
- Add auto-captions
📝 Side Hustle #2: Affiliate Marketing on Medium (Without Building an Audience)
This approach uses Medium's high domain authority to rank on Google's first page, then monetizes via affiliate links, no social media following, no website, no ads required.
Why Medium works for SEO:
- It's a high-authority site Google loves to rank
- Articles can hit page 1 of Google within days, even with zero Medium followers
- You're "borrowing" Medium's VIP pass to Google search results
The Process
- Create a free Medium account
- Find the right keywords using Perplexity AI (free version)
- Ask for: "top main keywords related to [your topic]"
- Narrow down to: "bottom-of-funnel and middle-of-funnel Google keywords" with low competition (difficulty < ~40%) and decent search volume
- Example: "YouTube video SEO service", searchers are ready to buy
- Write articles targeting those keywords
- Include affiliate referral links to relevant products/services
- Example: Write "best tools for YouTube SEO" and promote an affiliated tool
- Optional: Drive traffic to your newsletter (use free Substack or Beehiiv)
Real example found: An article ranking #1 on Google for "best survey sites" had only 3 claps and the author had 8 followers, yet it's making affiliate commissions from Google search traffic.
📱 Side Hustle #3: Social Media Management for Small Businesses
You don't need to be a graphic designer or marketing guru. Small businesses just want someone to keep their pages active, post consistently, and maintain brand identity.
Free Design Tools for Professional Posts
| Tool | Best For | Key Free Features | |------|----------|-------------------| | Canva | General design | Thousands of templates, text/color/image editing | | Microsoft Designer | AI-powered design | Free image generation, background removal, object editing | | Pameli (Google) | Brand kit extraction | Scans a website for logo, colors, fonts, tone of voice; generates brand-aligned designs |
How to Get Clients (Proven Strategy)
Option A: Fiverr
- Create a free gig offering social media management packages
- Price example: ~$330/month for 3 static posts + 3 carousels + 4 reels with captions and scheduling
Option B: Cold outreach to local businesses
- Google small businesses in your area
- Check their social media presence (Facebook, Instagram)
- Target businesses that:
- Have no social media accounts
- Post inconsistently
- Stopped posting months ago
The winning cold email/DM formula:
- Don't send generic templates
- Make 3 sample posts specifically for that business
- Record a quick 2-minute Loom video showing them
- Say: "Hey, I noticed you haven't posted since March. I mocked up three posts for you. Here they are. If you like them, happy to chat."
This personalized approach works far better than mass outreach.
🎯 Key Takeaways
- Start with free tools only: ChatGPT, Gemini, Kwai AI, Clipchamp, Canva, Microsoft Designer, Perplexity AI, Medium
- Consistency beats perfection, simple characters and basic animations outperform overly polished content on TikTok
- Keyword research is critical for the Medium strategy; focus on buyer-intent keywords with low competition
- Personalized outreach to local businesses gets you clients faster than competing on Fiverr
- Newsletters (free via Substack or Beehiiv) are a powerful monetization add-on
All three side hustles can be started today with zero upfront investment, the only requirement is time and consistency. If you're looking for more ideas, explore 7 AI-Proof Side Hustles You Can Start in 2024 Without Tech Skills or discover 7 Profitable AI Businesses to Start This Weekend Without Coding. For teens, check out 5 Legit Side Hustles for Teens to Earn Real Money Safely. And for a broader perspective, read 15 Side Hustles I've Tried That Can Replace Your Day Job.
Literally everyone talks about using new AI tools to start side hustles and make money, but nobody talks about what
you're supposed to do when you're broke and can't afford all these subscriptions. So, I put on my detective
hat, did some digging, and found three simple side hustles that actually work for beginners and that can be started
using just free AI tools. And the third one is the one I'm most excited about cuz out of all three, that's the one
that's made me the most money personally. All right, so first up we got probably the most fun one out of the
three today, AI TikTok explainer videos. I found this account a short while ago and this is basically what they post,
simple explainer videos made with AI generated illustrations and an AI voice. These are really easy to make with free
AI tools and I'll show you exactly how in a second. What blew my mind was that this account only started around four
months ago, has just 33 videos, and already has close to 200,000 followers. Their first ever video got over 1.2
million views, and the second one, posted just two days later, got over 1.4 million. And that's when I realized I
might have accidentally stumbled onto a pretty powerful opportunity here because if a brand new account can explode to
millions of views from its first videos, there has to be a huge demand for this type of content. So, I got curious and
added up all the views on this account. In four months with only around 30 videos, they've gotten over 20 million
views. And the amount of money you could earn from 20 million TikTok views is a lot. If you didn't know, TikTok has a
creator rewards program that pays for videos 1 minute or longer. [music] And surprise, surprise, guys, this
creator has made sure every video is just over a minute so they can get ads played for them. So, I did the math.
Since they talk about finance, the amount TikTok pays per 1,000 views tends to be on the higher end, around $1 to
$3. Even using $1 on the low end, 20 million views comes out to over $20,000. Now, just to be clear, that's only a
rough estimate. The real number could be lower or way higher, especially with TikTok's additional rewards for high
engagement, specialized, and educational content, which these videos fit pretty well. The other thing is, you need at
least 10,000 followers to get accepted into TikTok's monetization program. So, if this account had no problem flying
past 10K and getting close to 200,000 followers within a few months, I wanted to know if they were the only one. And
it didn't take me long before I was coming across account after account that gained 10,000 followers within a couple
of weeks of starting out. This right here is Squidward's Vault, posting the exact same style of video, over 30,000
followers, and the account is 2 months old. Their first ever upload did over 600,000 views. Here's another one doing
the same thing, 37,000 followers, 4 months old. This one has 21,000 followers, 3 months old. This one has
15,000. This one has 80,000. I can go on and on like this, but at this point, I think you can see the opportunity, too.
So, now, let me show you exactly how to make one of these yourself, because the whole workflow runs on free tools, and
it's simpler than you'd expect. Step one, pick a niche. It could be finance, science, history, psychology, AI,
whatever, whatever. I'm going with AI. Step two, the character. This is where you're going to let your inner weirdo
out. And girl, you don't need some anime protagonist as your character. Keep it really simple. I mean, just look at
these videos. It's literally a cutout of a cat, a badly drawn stick man, an owl. If anything, the simpler and stupider it
is, the better. My idea is going to be a crow wearing a cheap suit. So, I open ChatGPT, describe my crow, ask it to
generate a full body reference image, and boom, that's my boy. Next, we need video ideas. I'll start a new chat,
explain the niche and the type of content I'm making, and ask [music] for a list of viral TikTok video ideas. And
ChatGPT spits out this massive list. There's like a [music] year's worth of content here, but a lot of these ideas
are kind of though. So, personally, I don't really trust the best recommendations [music] Chat GPT
gives me at the bottom. I just go through the list myself and pick whatever just grabs my interest. This
one, for example. Once I have the idea, I give it back to Chat GPT and ask it to draft a 1-2 minute TikTok script with a
strong hook. Normally, I'd spend around 30 minutes here adding a bit of my own touches. But, today, let's go ahead with
this. Next, I give Chat GPT our character reference and the script and tell it to create visual prompts for
each part of the narration. Then, I take those prompts into Gemini, add the crow as a reference so the character stays
consistent, and generate all the visuals. The only problem now is that these are still static images. So, let's
inject some life into them. We're heading over to Kwai AI. It's completely free, works pretty much like Chat GPT,
and gives you basically unlimited image and video generation. I drop in the illustration, tell it how I want it
animated, and there we go. Now, we've got this cool little animation. [music] Finally, step five, editing. We're using
Clipchamp, which is Microsoft's free video editor. Throw in all your generated clips, add the narration, so
you can either use your own voice or Clipchamp's free text-to-speech, which has a bunch of voices to choose from.
Then, slap on the auto captions, as well. And yeah, girl, there you go. >> Woah.
>> Next up, we got affiliate marketing. But, stay with me here because this is not going to be the same affiliate
marketing advice you've probably seen in a hundred other videos. And no, you don't need to build a social media
following, you don't need to start your own website, and obviously, since we're doing everything for free, no ads
involved, either. So, we are using medium.com. Medium is basically like YouTube, but for articles. Yeah, you can
create an account for free, start publishing articles, and use those articles to promote affiliate products
and services. Now, hear me out cuz we're not actually trying to grow on Medium itself. If you've written here before,
you know growing an account isn't exactly easy and honestly not the safest thing either cuz I've had like two
accounts suspended out of nowhere before. So, what the heck are we doing on Medium?
Well, we're not using Medium's audience, but we're using Medium's authority. Now, I know at this point you're probably
more confused than before, so let me explain like one of those TikTok videos. Basically, Medium is what you'd call a
high authority website on Google. It's been around for years, gets millions of views every month. People spend a lot of
time on Medium, so Google loves showing Medium articles in the first page of search results. And think about how you
actually use Google. When you search something, you click whatever is sitting on the first page, right? How often do
you go to page two? Basically, never. So, if you can get an article into the first page thousands of people are
already searching for, there's obviously a pretty big opportunity to make money from that traffic. But normally, to do
this, you'd need your own website, which not only costs money to set up, but can months before Google even considers
putting it anywhere [music] near that first page. But Medium already has that authority built in. So, when you publish
there, it's almost like borrowing their VIP pass to Google. Now, that doesn't mean anything you post is going to be
like boom, straight to the first page. The keywords you pick, which I'll talk about in a second, and the article
itself still matter. But you've got a much better shot at ranking for searches a lot of people are making through
Medium than trying to do the same thing with your own brand new website. And when it does work, Google can rank your
articles really fast. You can see this yourself. Search almost anything on Google and I bet you'll find some random
Medium articles sitting there on the first page. Let's try something simple and generic like best survey sites. And
look at this, there's a Medium article right here. What's crazy is this article has like three claps. So, it's not a
popular article within Medium. And if we go to the writer's account, they have eight followers and they've only posted
two articles in their life. So this isn't some massive medium creator at all. Yet their article is sitting on the
first page of Google for search that thousands of people do every month. And if you actually open it, you can see
she's doing exactly what I'm talking about. She has put referral links inside so someone finds the article through
Google, clicks one of those links, signs up and they earn a commission. So now you get the idea. The next part is
finding the right keywords to write about because the keyword you target matters a lot. Ideally, we want keywords
people are already searching for that aren't insanely competitive and where the person searching is already somewhat
interested in buying something, comparing options, looking for a service, checking reviews, pricing,
stuff like that. And for finding these, I like using Perplexity AI. You don't need the paid plan either. The free
version is enough. Let's say the topic I want to write about is YouTube growth. First, I'll ask Perplexity something
like provide a comprehensive list of the top main keywords related to YouTube growth and it cooks up this big list of
related searches people are making on Google. Then I narrow it down. I'll tell it from these keywords find bottom of
funnel and middle of funnel Google keywords around YouTube growth, YouTube SEO and related topics. Prioritize low
competition, decent volume keywords. And by bottom and middle of funnel, I basically just mean searches from people
who are closer to buying something rather than someone who's just searching to learn something. And now we get the
stuff I really care about. The keyword, roughly how many people are searching for it and how difficult it is to rank
for. I generally like looking for keyword difficulty below around 40% while still having a decent number of
searches. Take this one for example, YouTube video SEO service. Someone searching that is already looking for
help with YouTube SEO. So I could write an article around that search. Maybe something like the [music] best tools or
services to improve your YouTube SEO. And then inside that article, promote a relevant tool or service that has an
affiliate program. Or if I had my own digital product that solved that problem, I could sell that instead. And
one little thing I like to do is also send people to my newsletter. You can make one for free with Substack or
Beehiiv, which is what I use. And guys, if you've watched my videos before, you know I'm a big newsletter girl. I've
said it before and I'll keep saying it. Newsletters are one of the best monetization methods out there. If you
want to learn more about starting one, you can check out this video right here. [music]
And last up, we got social media management. I know this is probably something you've heard of before and I
also used to think it was one of those things YouTubers talk about, but not something that was actually possible for
a beginner. I thought you needed to be some crazy graphic designer, know how to make posts go viral, run ads, all that
stuff. But I ended up managing social media for some small businesses myself, which I'll get to how I found them in a
second. And what I realized is for the kind of small businesses I was working with, they weren't looking for some
social media masterminds. I didn't have to be Mr. Beast. The whole job was basically managing their Instagram,
Facebook, whatever they used, making simple posts and reels, scheduling them, replying to messages, keeping the page
active, and making sure everything stayed on brand. That was pretty much it. If you go on Fiverr, people are
making some pretty good moolah selling exactly this. Look at this freelancer here. Her cheapest package is around
$330. And for that, she makes three static posts, three carousel posts, four reels,
captions, and schedules everything for the month. Her highest package is nearly $1,000.
And look at the designs she's making here. These look nice, but they're not like some impossible graphic design
stuff. [music] You can make stuff like this pretty easily with the free tools we have now. The first one I use is
Canva. The free plan is enough for most of the work. They already have thousands of social media templates for Instagram
posts, Facebook posts, reels, carousels, whatever. I can just pick one, change the text, colors, images, and you've
already got something that looks professional. Canva does lock quite a few of its AI features behind the paid
plan, though. So, another free tool I like is Microsoft [music] Designer. This thing gives you a bunch of AI features
for free. You can generate images, remove backgrounds, remove objects, edit parts of an image. Plus, it has its
social media templates as well. And then there's Pamili from Google, which comes really useful when you're working with
these businesses. You can give it a business's website and it scans the site and pulls out their logo, colors, fonts,
style, tone of voice, and we basically get their whole brand kit. Then, it can automatically generate social media
campaign ideas and post designs that already match that brand. I personally like using it more for getting the brand
identity and quick design ideas, then doing the actual detailed designs in Canva or Microsoft Designer. So, how do
you actually get clients? You can start by putting up a gig on Fiverr for free. But, what worked for me was going
directly to small businesses. Look up small businesses in your local area on Google, check if they have social media
like Facebook or Instagram, and find businesses that either don't have any social media or post inconsistently or
used to post and then just stopped. And a little parting gift for you guys before we end the video. This is
something that worked really well for me with cold emails and DMs. Don't send like the same generic email to everyone.
Make it personal. I'd make maybe three sample posts specifically for that business, record a quick 2-minute Loom
showing them, and say something like, "Hey, I noticed you haven't posted since March, so I mocked up three posts for
you. Here they are. If you like them, happy to chat." And simple as that. So, that's going to be it for this video.
Love you. Bye.
You'll need ChatGPT for script and prompt generation, Gemini for creating consistent character images (using a reference image), Kwai AI for animating those images into motion, and Clipchamp (Microsoft's free video editor) for final editing, narration, and captions. All of these tools are completely free to use, allowing you to start without any upfront investment.
Create short, educational videos (over 60 seconds) using AI-generated illustrations and voiceovers, then post them consistently. The key is qualifying for TikTok's Creator Rewards Program, which pays based on views—the video creator in the case study earned an estimated $20,000 from 20 million views. Focus on a specific niche like finance or science to build a loyal audience quickly.
You write keyword-optimized articles on Medium, which has high domain authority, allowing your content to rank on Google's first page even with zero followers. Use Perplexity AI's free version to find low-competition, buyer-intent keywords (e.g., “best tools for YouTube SEO”), then include affiliate referral links in your articles. Traffic comes from Google search, not social media, so you can earn commissions immediately.
Instead of sending generic cold emails, personalize your outreach by first researching the business's social media gaps (e.g., no recent posts). Then, create 3 sample posts specifically for them using free design tools like Canva or Microsoft Designer, and record a quick 2-minute Loom video showing the mockups. Include a friendly message like, “I noticed you haven't posted since March—I mocked up three posts for you. If you like them, happy to chat.” This personalized approach wins clients faster than competing on Fiverr.
Yes, all three methods require no money to start—just free AI tools and your time. Consistency is critical: for TikTok, posting regularly builds momentum and view counts, while for Medium, publishing keyword-rich articles consistently helps you capture Google traffic. For social media management, consistent outreach to local businesses and delivering reliable service retains clients and builds your reputation.
Use Perplexity AI's free version to ask for a list of “bottom-of-funnel and middle-of-funnel Google keywords” related to your topic, then filter for those with competition difficulty under ~40% and decent search volume. For example, keywords like “YouTube video SEO service” indicate buyer intent and low competition, making them ideal for ranking quickly and earning affiliate commissions.
No, simple characters like a cat cutout or stick figure can outperform overly polished content because they feel relatable and easy to animate. The case study’s brand-new account grew to 200K followers with just 33 videos by focusing on educational content over production value. Consistency and a strong hook are more important than complex visuals for driving views and Creator Rewards earnings.
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“Very useful tool. I'm using it for the last couple weeks and I'm loving it so far. Makes learning on YouTube a great experience.”
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