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I basically told him, "Get a job. Get

your money up or I'm leaving."

>> A big reason why like I've never really

put my foot down. She went behind my

back and like had a sugar daddy.

>> What? Well, you guys were dating.

>> She would go to his house.

>> I went to the one time and you actually

think she went over to this guy house

and not a single thing ever happened

once.

>> And nothing happened. I promise you.

>> Does anyone in the world believe that

for a single second?

>> And then like I saw text of her talking

[ __ ] about me to him.

>> Was any image sent anywhere? His side of

the text were deleted and not her side.

>> Why were his side of the text deleted?

>> I don't know

>> what. When

>> she's psychotic,

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>> Hi, I'm Chad. I'm 27 years old.

>> And I'm Stacy. I'm 25 years old and

we're from El Paso, Texas.

>> And this is Financial Out.

>> Thanks for coming over. Did you guys

fly? Cuz that's a long ass drive. What

is that, like 8 hours?

>> Yeah, 8 hours. We

>> me. Well, thanks for coming over from El

Paso. The second guest from El Paso, as

you told me before. So happy to have you

guys. Chad, you're the one in front of

me.

>> Yes.

>> What do you do for a living at 27?

>> I I work in the oil field.

>> Oil field is money.

>> Yeah.

>> You guys seen Land Man?

>> Yeah, we watch it. It's our show.

>> Halfway decent. Second season. That's

okay.

>> Not as good. It became like a

relationship drama. I don't know why it

was kind of

>> they had something there. But

>> either way, everyone's kind of watching

Land Man, so I know you must be making

money. What do you do in the oil field?

>> I work in frack and I basically operate

all the equipment.

>> It's a little dangerous, too, right?

>> It is cuz I work with like 10,000 PSI of

pressure.

>> Yeah.

>> Stuff like that. So, one single move, I

can kill somebody.

>> What's scarier, the show or that?

>> That honestly.

>> Good.

>> Yeah.

>> Good. Yeah,

>> I'm glad to hear that. So,

>> what are you making then? Cuz you must

get that hazard pay.

>> I make 110 110.

>> Yeah, you do 110.

>> Yeah.

>> Okay, that's not bad.

>> It's not bad, but it doesn't feel like

>> El Paso is kind of cheap.

>> Yeah,

>> cheaper

>> than Yeah.

>> than the rest of Texas. Come on.

>> Yeah.

>> You're out in like the start of the

Southwest. Southwest starts on this I35.

You know, it's where it separates the

south and southwest. You're out there,

it's a little cheaper until you get to

Phoenix.

>> Yeah.

>> Yeah. Okay. So, what did you say? 105.

>> 110.

>> 110. What hits your checking account

like per paycheck? And what's that

paycheck?

>> We get paid like small check, medium

check, and a big check.

>> What?

>> Yeah. So, like a month I'll get like a

small check, which is around like 2,300.

>> What?

>> Okay. But what hits us on a monthly

basis? And I don't know why it's like

that, but

>> to 6,000 a month.

>> Why does it range? Cuz that's a big

range. That's a how the pay the bills on

that kind of range. Yeah. So that's what

we're struggling with.

>> Well, are you hourly or

>> Yeah. Yeah.

>> Oh, well that's why it would range,

right?

>> Yeah.

>> Yeah.

>> Okay. So, four to six if I can say five.

>> We're consistent hours. Like I'll work

like 2 weeks on

>> and like in those two weeks I'll do like

112 hours one week and then 90 hours

another week.

>> Okay.

>> But it's the same.

>> So why the does the pay fluctuate?

because sometimes so on the two weeks

I'll do like when I work nights I'll do

um we'll get paid for those two weeks at

nights. It's it's really weird. But um

>> so do I say 5,000?

>> Yeah, we can say 5,000.

>> That's not even close to 110 after

taxes. What the are you talking about?

>> Yeah, it's that's

>> 6,000 wouldn't be 110 after taxes.

>> I know.

>> So you're not making 110 after taxes.

>> Over time.

>> Yeah, we make over time.

>> Over time would be included in the pay

that hits your account.

>> It's just weird cuz

>> it's weird. But like on paper it says I

make 110 but at the same time like

>> that's not how this works. How much

money do you make or not?

>> You can't see what have you made year to

date.

>> 110

>> like

>> Well, no. I mean it's a new year but I

assume you mean last year.

>> Yeah, last year.

>> 110 is what you made before taxes.

>> Yes.

>> Okay. So that's your before taxes. I

mean let's see. Income I had payroll

7,426. That's a That's well beyond what

you said was your hire.

>> Okay. Who's here? The company or you?

>> Him.

>> Him. It's literally him. He literally

tries to make I don't know this crazy

math in his head. Like the one check,

two check, three check, small, medium,

large. Like I don't get it.

>> He does that or the company does it?

>> He does it. But then the way he tries to

make the math work doesn't work.

>> Why are you doing that?

>> Cuz that's how it is.

>> Okay. She just said it wasn't the

company. It was you.

>> No, but that's how we get paid. Like

I don't know how to explain it.

>> I don't know. You could at least attempt

to.

>> So, okay. So,

>> Oh, [ __ ]

>> I don't care. Oh, I don't know. I just

want to know the number that hits your

account.

>> And it was 7,500.

>> Yes.

>> Yeah.

>> Is that abnormal?

>> Yeah. Yeah. Yeah.

>> No, it's not abnormal. I feel like it's

very normal. I literally made him get

this job.

>> Yeah. What does that even mean? Made him

get this job.

>> Well,

>> what does that look like? How do you

make someone get Well, she told me like

>> I basically told him you either get a

job, get your money up, or I'm leaving.

>> Do you get to pull that kind of weight?

>> Yeah. Do you not see me?

>> Okay. I mean,

>> okay. So, you went and got the job cuz

you were afraid of her leaving.

>> Yeah. Yeah.

>> Do you even like this job? No, I [ __ ]

hate it.

>> Well, actually, it doesn't sound like a

great

>> I hate it cuz it's like I work 12 hours

a day.

>> Wait, what was he doing before where you

were like, go make money or else I'm

>> You was a server during co

>> You looked down on service workers.

>> I was a server, too, but I was making

>> Did you see how you just said that?

>> No,

>> your server was a stripper based on how

you just said that. Basically.

>> He just said basically.

>> No, no, no. I worked I worked at those

restaurants where it's like girls only

but it's not strippers like we were

dressed we had clothes on.

>> Girl, your tits are basically fully out

here. Like I I see how you're presenting

yourself

>> out there too.

>> Exactly. That's what I'm saying.

Hooters.

>> No, it's called Union.

>> Is that how they talk in El Paso? I

don't think so. You're in the middle of

the desert.

>> They do.

>> Why?

>> Okay. Okay. So, you looked down on

service workers and you

>> No, I don't.

>> Did you see how you replay? Wait, what

was he doing before where you were like,

"Go make money or else I'm leaving."

>> You were a server during co

>> You looked down on service workers.

>> I was a server, too, but I was making

money.

>> Did you see how you just said that?

Okay.

>> I don't look down on service workers. I

was a service worker.

>> Yes, but you were like, "You have to go

get money." You're like, "It was a

service worker."

>> Because he was making like $20 if that,

a day. A day. and he had to pay rent.

>> That doesn't make sense. Where are you

working it? 1 hour cuz they still have

to pay.

>> Yeah, but then the the check would come

out like two weeks later, you know. So,

>> well, yeah, that's paychecks.

>> Well, yeah. So, it was very short, like

$200 cuz then they would send him home

if it was dead. So, it's not like he was

making like the eight hours.

>> So, you did that ultimatum?

>> Yeah.

>> What did you think when you heard that?

If my girlfriend gave me an ultimatum

like that, she wouldn't be my

girlfriend.

>> I was scared. I was like no respect.

>> Like I don't know. No, for what it's

worth. I mean, I'll play a little

devil's advocate. Now, if it's just you

just not giving a [ __ ] in life, if it's

you not like pulling your weight in a

relationship and she pulled the

ultimatum for that, then I think that's

fair. Then I think that's fair.

>> Yeah. So, like at the beginning of the

relationship, like he didn't he never

had a really good job and I had I was

bartending and serving at one point. So,

like I was making money, so I would pay

for the dates and stuff like that. So,

it did get to the point where I was

like,

you have to pull some weight.

>> Okay. Well, yeah, pulling some weight. I

mean, that's that's relatively fair.

Well, how long have you are you guys

married?

>> Yes.

>> How long have you guys been together?

Oh, congratulations.

>> Six years. Glad to hear that.

>> So, you went and got this job when?

>> 2022. May

>> I don't know how you do not know how

much money hits your account by then.

And I can see you're pocket watching.

That's clearly your entire career is

pocket watching.

>> And so, that's how you know how much is

coming in. 7,500 usually on a monthly

basis, right? Okay. At least we have the

number from her. I don't understand why

you don't know. Maybe cuz you're not the

one that cared. You didn't really care

how much money you were making before

until she was like, "You don't get to

see these tits anymore unless you're out

in the oil field."

>> So, like when I get paid, I like right

away I send her the check.

>> This just started happening recently,

though.

>> Yeah.

>> Because he has no control over money.

>> What does that mean? What do you do? So,

like if he were to keep the check, it

would go straight to do credit cards and

then he would try to figure out how to

pay the bills with the credit cards. And

I don't agree with that. So, I told him,

"You need to send me the check. We're

going to

>> send the check. That's you being mother.

That's not you guys working together and

changing behavior and meeting goals

together. That's you being mother. It's

not you serving [ __ ] It's you being

mother."

>> I just learned I I guess I learned that

from my mom. She does that.

>> Yeah. Mother

>> not to me, to my dad.

>> That's the relationship you want. M. You

want to mimic that?

>> No. No. I would love to like

be more in tune with finances.

>> What? What does that mean to you?

>> You said give me a check and he just

he's your little s cuck boy.

>> Oh,

>> you work at an oil field. It's

dangerous. But why do you seem like a

outside of that?

>> Yeah,

>> you're [ __ ] whipped. I'm [ __ ] whipped.

And mommy is

>> mommy issues. Yeah,

>> he does have mommy issues though. Is

that what you like? Like like this?

>> No, I don't like it. I don't like it.

>> I'm not I was literally looking at him

and clearly talking to him. How did you

answer that?

>> I don't like it bothers me. Like her

attitude bothers me a lot, but I don't

know why.

>> See that face? First time she's ever

heard it.

>> No, I tell her every day.

>> Every day I tell her she doesn't care.

>> I'm me.

>> Oh, I see a picture of you on the

restaurant's website. And yeah, the

cleavage is there.

>> The restaurant website.

>> Yeah,

>> I was like it girl for a while.

>> Uhhuh. Okay. She loves to spend like the

when I send her the check like I never

see.

>> So I don't she getting the check then.

>> Okay.

>> If she's just out there blowing it all.

>> I used to blow it all ever since we got

a house. I can't blow it all. Like we

have

>> Why do you keep saying she still does?

>> As in past tense. I didn't say blued.

>> Yes.

>> I said I used to blow it off.

>> No, but now you do.

>> Oh, I did. I did.

>> Well, I haven't done that.

>> I know. English is a second language and

>> Yeah, clearly. Huh.

>> In El Paso,

>> it is in my household, too.

>> Yes, that's what I'm saying. You'd think

I'm what I'm saying is a joke, but it's

not.

>> I know.

>> Which Okay, whatever. It's fine. I don't

care. But okay. So you made him go get a

better job to be the bread winner, to be

the man, to be the earner so that you

can spend more money. So what do you do?

Clear high superior being on this entire

planet. Inflation.

>> For the longest time, I didn't do

anything like I was just he basically

took me out of work. And then now

>> from 2022, he's only had the job a few

years. This isn't like Okay. Okay.

>> So from 2022 to 2024

2025.

>> Yeah.

>> No, 2024. December. Um, and then I got

my

>> 2020. Yeah, I got my

>> Did I get your Okay, so you still don't

have a job.

>> Basically, I'm unemployed until I get

employed again.

>> What does that mean? You've been

unemployed for like 3 4 years.

>> No, I'm a realtor,

>> which means you don't have a job. I

think like 50% of realtors actually sell

a house within a year or buy get someone

to buy a house.

>> I sold eight for my first year. So, I

mean,

>> how much did she bring in her first

year?

>> Like 50,000 40

>> 40,000. Okay. So, poverty

>> from 0 to 40.

>> 0 to 40 is good, but literally anything

would go up. I mean, you could make that

at McDonald's. So,

>> you can make more at McDonald's. Yeah,

you would make more at McDonald's. Well,

they usually look like you at

McDonald's.

>> No, they don't.

>> Um,

>> I have seen people that work there. They

do not look like me.

>> Who takes my credit card?

>> So, you look down on his job. You made

him go get more money. What made you get

back into making money last year?

>> Um, I saw how unhappy he was at his job.

>> Yeah. That you made him get cuz what's

like your career opportunity end goal

there?

>> There's none.

>> He wants to get back into school and I

want to be able to like

>> get into school for what?

>> Either real estate or like

>> Oh, for sake. What are we doing?

>> Yeah.

>> Also, I'm sorry. You're you're a little

too monotone, I think, for that world.

You're not You're not You're not

>> I can work on it.

>> Salesy.

>> I can work on it, but like real estate

or like like a construction company.

>> Now that I see

>> what do you mean by that?

>> Not because I'm racist, but because you

don't have to talk.

>> Yeah, like a constru construction

company

or like

>> I'll get you a construction project

management certification to course

crews. I'll get you one of those. So,

you got a lot of people in the audience

that have used it and they make a lot of

money now. So, that's good. That's a

good start. I do like construction.

Construction is good. Texas is a good

place for construction. We build a lot

here. We don't have permitting like

California. Um, that's a good thing. But

if you're going to

if you're going to be a real I don't I

don't see a

>> I can't I can work to give up. I I've

never even seen someone give up that

quick in anything. I actually that is

impressive. I have never seen anyone

give up on anything that quick in my

life.

>> I'm not giving up, but like

>> that was I've never seen anything like

that.

>> That was basically like the attitude he

had before getting this job. Like he

would like

>> What was that?

>> Like

>> you've destroyed him. No

>> with your [ __ ] whipping.

>> No.

>> Girl, you have aing high heel on his

neck. You made him get into something he

hates. Now don't get me wrong. If you

were being a little cuck boy [ __ ] you

know, just letting the world roll over

you and you weren't contributing to your

relationship, that's fair for her to

sign up and say or stand up and say,

"Yo, get your [ __ ] together. Do

something with your life." That's fair.

Doesn't mean go into something you

absolutely hate to get the highest buck.

Not necessarily. But I don't know. You

can't say no to her. I mean, I literally

have that in my notes.

>> Yeah.

>> Like I have in my notes you saying if

you say no to her, you're afraid of her

leaving. It's not that I'm afraid of her

leaving. I just

>> Yeah. Well, that's what you said to the

producers

>> to hear her.

>> Well, yeah. Look at her. I mean, that's

like what that's how what fuels her is

probably being a

>> Yeah.

>> Well, that's not a good thing. You're

miserable to be with most likely.

>> No, I'm not. I'm very

>> She can be good. She can be good.

>> I'm I'm very loving. I'm very nurturing.

Like, I promise when I'm in a good

wound. Just don't get me in a bad mood.

>> Good womb. Oh, good mood. Okay.

>> But she's in a bad mood 24/7.

>> Exactly. That's what I'm saying. Look at

you. Come on. You're a spicy Latina.

which is which is fun for a night and

then

>> we send you on your way.

>> It's definitely a lot to deal with. Like

I get that, but

>> he just does things sometimes and it

just makes me explode.

>> Okay. Well, you said to Colton that

spending is his fault because he won't

say no. That's directly what you said.

And you want to be more in tune with

your finances, but that's what you're

saying. Well, I feel like he he needs to

slow down a little more.

>> Or why don't you just control your own

habits, you dumb?

>> I do. So, let me give you a scenario,

okay? I'll go to the store and I'll be

on FaceTime with him. I'm like, "Oh my

god, it's so cute." And he'll be like,

"You should

>> pause. Pause. You have your headphones

in or not?"

>> No.

>> Oh my goodness. Every time

>> I'm just Were you born here?

>> Yes.

>> Yes.

>> Actually, and you're still one of those

FaceTimes in public overly loud.

>> Yes. Oh, you're the worst. We We still

We still We still need to somehow send

you back. Even though you're from here,

we need to send you back somewhere. I

don't know where, but anyone that listen

does FaceTime in public super loud, send

him somewhere. I don't know where.

>> I'll FaceTime him right now. I'll be

like, "Oh, this is cute." And then he'll

be like,

>> and then everyone is miserable around

you.

>> Mhm.

>> And then I'm like, "No, babe. We can't

right now. We don't have money." He's

like, "Babe, it's fine." Like,

>> actually,

>> yes.

>> Why?

Well, first of all, have some

self-control. What's wrong with you? But

also, why don't you speak up? Why are

you just a pushover? Why do you just let

it happen?

>> I do. I do. And I not based on what

she's saying.

>> When I tell her, she'll be like,

>> you imagine in the shower later from a

past situation. You'll start crying on

FaceTime. Yes. On FaceTime

in the middle of Sheen.

>> No, Sheen is not a real store. It's

online only, by the way. But

>> see,

>> but she'll start crying like in public

anywhere.

>> Really?

>> I will not.

>> Yeah, she will.

>> No, I will not start crying. He

literally has no control. That's it.

>> He's saying you'll start crying. And I

see how caked up all that [ __ ] is. That

That must be [ __ ] smearing.

>> Yeah. It's actually scary if I cry. I

can't cry on camera.

>> Huh?

>> I can't cry here.

>> You can cry here.

>> I can't.

>> Can't.

>> No.

You don't say words very well. I do.

>> Okay. So, you say you put your foot down

or else she cries. But she she says you

don't even put your foot down. I'm just

trying to understand the dynamic of this

relationship as we get into the money

here.

>> There's a clear disconnect on the

reality of the situation.

>> She doesn't put his foot down. Like dead

ass.

>> Dead ass.

>> A big reason why like I've never really

put my foot down.

It's because like during that time I

didn't have this job.

>> She went behind my back and like had a

sugar daddy.

>> What? Well, you guys were dating.

>> Yes.

>> What?

>> And

>> what?

>> So that's your fear is you you say no

and then she goes out and gets some

sugar.

>> Pretty much.

>> I did not get sugar or give sugar. I

just got money.

>> She would know you just get money for

>> She would go to his house.

>> Some men are not dumb.

>> She would what?

>> She would go to his house. I went to

another one time and like at night.

>> That's huge. No,

>> that's huge.

>> BUT I JUST TOUCHED WHAT? WHAT IF I JUST

WENT TO SOMEONE'S HOUSE?

>> WHAT? What is this?

>> Nothing happened. I promise you.

>> Does anyone in the world believe that

for a single second? Why would you go to

someone's house and nothing happens? Not

even all

>> cuz he was going to give me He literally

gave me $500 to take him breakfast to go

pick up the breakfast from what is it?

Crack and Barrel. Crack.

>> Crack and Barrel. Girl, what is wrong

with you?

>> What are they called?

>> Crackle Barrel.

>> Crackle Barrel.

>> That and then I picked up the food. He

literally placed the order through the

phone. I didn't have to place the order.

I picked up the food, drove it to his

house, and then

>> What is the sugar daddy situation? What

was the entire

from your perspective? Cuz I don't even

trust her perspective. What happened? So

she was working at that union place and

at the time I was like she said I was a

server so I wasn't really making good

money.

>> Yeah.

>> And then

well I guess you found him there and

then

>> the restaurant.

>> Yeah.

>> Oh at your titty restaurant.

>> Yeah.

>> He came to me.

Yeah.

>> A few shots will do a lot.

>> What did you just marry?

>> Oh,

>> a few shots. You okay?

>> Yeah. a few shots for the the man. He

left me $800 that day. He said, "Keep

the change.

>> Go on." So,

yeah. So, she got the sugar daddy and it

was like it it was going on for like a

couple of months from what I saw on the

text.

>> It was like 3 months.

>> But you didn't know this was happening?

>> No. No. The the reason I found out was

because I was doing like a real estate

uh course

>> online course

>> and then I was borrowing her her iPad

and then like I saw text of her talking

[ __ ] about me to him saying

THAT LIKE

>> WHAT the going to leave me.

>> Oh, we're starting this is the first

episode we're filming of the year and

we're starting full Springer AND I LOVE

IT. What the are you talking about?

THAT'S INSANE. WHAT ARE YOU? What is

wrong with you, woman? What is wrong

with you, woman?

>> Hard time. SHUT THE [ __ ] UP. TALKING

trash about your boyfriend behind HIS

BACK TO A GUY that's giving you money

that you met at the titty bar that you

go over to his house. What are YOU

TALKING? WHAT IS THAT? WHAT the did you

even think and say? What the

>> I was mad.

>> I was mad, but like

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>> He showed up to my job.

>> Shut the up. He's talking.

>> So, I showed up to your job and like I

was pissed off.

>> But all I did was just sit down and like

just mad dog her.

>> Huh?

>> I was mad dogging her.

>> What does that mean to you?

>> Like I was just like standing there just

with an angry face

>> and then

>> and

>> we had like a little talk. I was very

calm. She says I like I was yelling at

her but I wasn't

but I told her like you can be honest

with me.

>> You you yelling at her would have been

totally valid

>> at my job.

It would have been valid at my job.

Maybe not the best place for it, but I

think you talking trash about your

boyfriend that he that you keep behind

his back to a guy that has given you

money of whom house you've been to,

whose house you've been to, and he sees

it only on accident by using your iPad.

Yes, I think yelling anywhere would have

been relatively valid. Beating you, no.

But yelling, I think a little Yeah. not

an emotional abuse type of situation,

but I think being angry and yelling,

yes, I think most people would consider

that valid.

>> So, that's like the main reason why I

don't like telling her no.

>> Just go get some pay. Dude,

>> do you do you do you actually believe?

>> I swear up in that hour didn't do

anything.

>> Who the trust you for anything? Fake

tits. Listen, you actually think she

went over to this guy house and not a

single thing ever happened once? You

don't like see you hear that?

>> Are you kidding me, Chad?

>> Oh, you used the fake name correctly.

That's nice. Okay. I don't think so.

>> I swear. Like, okay. The only thing that

did happen and he knows that.

>> This isn't about defense anymore. He

legitimately thinks that likely

something happened and you just have

never ced to it.

>> No.

>> And he's afraid of that happening again.

What do you think about that? Cuz that

is real. That is legit.

>> It was really sad and I wish I never did

it honestly. Like I regret it so much.

>> Oh my goodness. You seem like the

fakest.

>> I'm not. I promise. Like I really do

regret it. Seriously.

>> Not at the time.

>> You saw the entire text conversation?

>> Kind of.

>> Kind of.

>> I saw like some parts. Well, like

>> was any image sent anywhere? No, because

like his side of the text were deleted

but not her side.

>> He didn't need an image. He saw me in

person. Come on.

>> Why were his side of the text deleted?

>> I don't know

>> what.

>> Yeah, like his side of the text were

deleted

>> when

>> Look at that face. That is the most That

is the most I just got caught in a

[ __ ]

>> Oh, no.

>> Oh, you are not sly, dude.

>> No, I swear.

>> Look at you.

>> I swear,

>> bro. Nothing happened there. I promise.

>> But I promise.

>> Many people consider emotional cheating

worse than physical.

>> No. Yeah. I I consider it worse.

>> And that is for multiple months. I would

say

>> it wasn't like I liked the dude. Like I

just like his money.

>> We don't know. We don't know.

>> He was He had a receding hairline. He

was old as

>> he was. He has a little bit of

>> Don't attack me.

>> Well, it it's it's it's just little

>> back there.

>> It's fine. Finestroide would be a good

start.

>> But I swear nothing happened.

>> I don't believe you.

>> Okay.

>> Who would give money for literally

nothing ever? Not even a single titty

pick.

>> I promise you. I've had a real sugar

daddy where I have had to give sugar.

But

>> And that was that while dating.

>> No.

>> [ __ ] You guys You guys met at 19?

>> Yeah. Yeah. I had him really young.

>> How young? I was freshly 18.

>> But are you sure you were 18?

>> Yeah. Yeah, I was. I promise.

>> Yeah. And I had had to give sugar. But

>> even with

myself,

>> huh?

>> I was so surprised he didn't want sugar.

I swear.

>> Well, he's afraid of you doing this

again. And why the were his texts

deleted? That is sketchy as

>> I don't know. I don't remember. It was

years ago.

>> Oh,

>> but I don't think they were deleted.

>> Maybe. You know how like sometimes it

doesn't like sync right with the iPad

and iPhone?

>> No. No. That's not how that works. No.

No. As someone with an iPad here where

it all syncs.

>> No.

>> Well, that's what happened. It wasn't

properly synced. Like there's no way it

was.

>> Look, you see how she's so confidently

saying it's because it wasn't synced.

Like she didn't even know. She claimed

to not even know about 20 seconds ago

that the messages on his side were. Then

how are you confidently saying it's cuz

it wasn't synced?

>> That's my only explanation. cuz I didn't

delete them.

>> You are such a liar. You're too easy to

see through the lies.

>> Oh,

>> what? This is as clear as day that

you're a liar. The fact that you

confidently said what happened and why

it wasn't there when 20 seconds ago you

literally like what? His messages

weren't there. That's crazy.

>> Well,

>> I didn't know they weren't there, but

now I'm trying to come up with an

explanation on to why they were not

there.

>> And if he requested sugar,

>> would I have given it to him? No. I

would have cut it off. Easy to say.

>> I ended up I ended up finding out he had

a wife that he had didn't tell me about.

So that's probably why he didn't want

sugar.

>> Oh, you were literally dating someone.

What the Who are the What moral

>> I was not dating him. I never Oh,

>> what moral high ground are you standing

on? He had a wife. You had a boyfriend.

>> Well, I'm sorry. It was a different

time.

>> Yeah, say it to him. But he's afraid of

you literally doing it now cuz he

doesn't trust you.

>> I would never do that to him again. Like

it's a whole different

>> What? You literally have.

>> Well, yeah, but I wouldn't do it again.

I learned my lesson.

>> How did you learn your lesson?

>> I felt regret.

>> I was the what's it called? The seven

step

>> stages of grief.

>> Yeah, it was hard.

>> Look at her face. That is a face of no

re. Do you think she actually regrets

it?

>> No.

>> What the heck?

>> And I can tell you no cuz I can tell you

no because we went to Cancun that year

>> because of him. Yeah,

he gave me like 30 grand in like the

span of two months.

>> No way. There was not a drop of sugar.

It is impossible.

>> I wish I could call him so you could ask

him.

>> Call him.

>> I don't have his number.

>> Besides that, is anyone cheated in this

relationship?

>> No.

>> No.

Not physical that I know of, but like

emotionally.

>> Me?

>> Yes.

>> What about you?

>> No. M

>> I haven't I've done stuff but like not

like

>> but like over the LIKE

>> WHAT HAVE YOU DONE?

>> NO, you can't justify what you did.

>> Wait, what did YOU DO?

>> CHEATING.

>> WAIT, do you know?

>> Yes.

>> What happened?

>> It was like video chats and stuff.

That's it. But

>> that's it.

>> But

>> Colton, did you even know this?

>> No.

>> Colton didn't even know this.

I'm I'm glad you br this up.

>> But that's because like it was like

years of like cheating on her side.

>> Years.

>> No, you're justifying it.

>> Wait, so you were doing multiple cheats?

>> No.

>> Yes.

>> No. No. It was just conversations.

Conversations. She had like she was in

love with some guy that she never met

and like that was like at the start of

the relationship

and she would cry to me about him saying

that she wants to go see him and [ __ ]

like that.

>> You cuck. Okay.

>> And then what else?

>> And why you stayed? I have no the idea

with that.

>> I don't know.

>> But yeah, what else?

>> And then

>> there's no way you're venting

everything, right? Oh my god.

>> This is not therapy.

Um, well, there's been like a couple of

times that I've caught her like

>> talking

>> talking to other guys.

>> What What does that mean?

>> Like

>> they flirt with me and I just

>> Where where

>> like on Instagram and like people

>> she's not even at a bar when drunk like

a like a little off. Oh, that's like an

actual real thing. Like continue like

chatting chatting chatting which is okay

by the way if you guys establish that

boundary that it's fine. We could be a

little freaking fun. But you guys

didn't. We had a boundary with prior

with porn and he crossed that boundary.

>> Girl, you were literally You've

emotionally cheated like 30 times if it

sounds like

>> and who knows how long he was doing that

for.

>> Okay. So, what was this video thing you

were doing?

>> It was just like video chats like me

talking to girls and

>> and he

like

>> and he had a Tinder

>> that I only used like one night and then

I never met with anybody. Why the

Tinder?

>> Yeah. Why would you have a Tinder?

>> Meet up with someone.

>> That's like literally what it is for.

>> I never met up with anybody like ever.

>> Ever.

>> But you know what?

>> You know what? Like I did my [ __ ] He

did your [ __ ] But we're clean.

>> Yeah.

The video chat. So you you paid for a

private video chat?

>> Yeah.

>> And you were just like

>> multiple

>> and go to that person.

>> Yeah.

>> Probably for like a year.

And it was like a clear no boundary on

>> Yeah. Because

>> why

>> TMI?

We used to watch together, but then it

got to a point where I didn't want to

keep watching it together. Like it just

felt like like the intimacy between us

wasn't as great because of the point. So

then I I drew the line and I was like, I

don't even feel comfortable with you

watching alone. like in general, you

know,

>> there was no reason why you just did

just said no.

>> No, there was a reason. I didn't like

how it made me feel like

>> Yeah, but him watching two girls that

are watching his own though,

>> clearly it ended up you did have an

issue.

>> Yeah,

>> we found out. But

>> yeah, because he did he stopped watching

the free porn and he went to go pay for

it and there was like multiple apps on

his phone.

>> What

>> of it? It's like an it's like apps. It's

like apps that you go into and like I

don't know

>> the oil fields that boring.

>> Yeah, probably everybody there does it.

>> It's not like Are there like oil

lizards? Like there are lot lizards for

truck drivers?

>> No.

>> What's that?

>> Like nasty ass hoes kind of like

yourself that just like show up to the

oil fields.

>> No, I feel like there is.

>> Not that I know of. Like I've never like

done anything with anybody in person.

>> So why'd you have Tinder? I told you

what happened.

>> That's kind of crazy. The downloading

Tinder thing is kind of cool.

>> Yeah. Yeah, it is. Like it was

>> You guys can do these things separately

if you guys establish that it's okay in

your relationship.

>> Yeah,

>> but you guys were only doing these

things behind each other's backs.

>> How the By the way, if we can't even

trust each other on that kind of level,

can we trust each other on a literal

numbers level, finances level, not to go

spend money behind each other's back if

we're literally flirting and honestly a

little touch? Probably. Come on. I did

not touch his.

>> I don't believe you.

>> I did not touch his.

>> Okay, answer honestly here because this

could be years ago and we can all move

on here. We can all move on here. Okay,

he can move on.

>> At any point during the entire

relationship, did you ever touch an

other penis?

>> No.

>> I do not believe you. Did you ever touch

another boob?

>> No.

>> I do not believe you. I don't believe

either of you. And I think both of you

are too scared to say.

>> No, I've never touched another boob. I

don't believe you.

>> Her tits are the only tits I've ever

touched in my life. And they're

horrible.

>> I'm going to get them redone. You're

going to put that into my budget,

please. Cuz clearly I need a better one.

>> Well, yeah. I hate when they're like

that. It's crazy.

>> Well,

>> but they're also not mine, so that's is

to deal with.

>> Yeah.

>> I don't believe either of you.

>> No,

>> cuz you both are serial cheaters in

different ways. And I highly doubt it

ever went to the physical level. And

again, it's okay if it did if you guys

established a boundary. Or two, if it

happened like 5 4 years ago, we can move

beyond it. But the both of you are cuz I

guarantee guarantee if you admitted to

the tit you likely touched, she would

then feel okay to tell that has a guy

touched your tit.

>> No.

>> Has a guy seen your tip?

>> No.

>> Oh,

>> why are you thinking about it?

>> There it is.

>> Cuz I was like, what do you mean seen

like in person

>> or a tit?

>> No. Well, why'd you have to clarify in

person?

>> Yeah,

>> cuz I was confused. I knew that picture.

>> She's the worst liar.

>> Okay.

What?

>> Okay. Okay.

>> But that was a while ago. I hope. Yeah.

When that happened.

>> Years ago.

>> Yeah. See, got her to admit it.

>> Not to it.

>> You literally just daddy. It was years

ago.

So, how the can we trust each other to

manage each other's money and manage the

wallet? You have to give her a check.

You you you trust her with this check. I

>> You can't even trust her in your like

romantic and sexual.

>> What do you mean? No. What the No,

you're going to

>> I don't trust her like in like

>> going out to like spend all of it at

once.

>> Isn't that it then? Would that not be

trusting? And

>> yeah,

>> I wouldn't spend all that money,

>> but I do like she'll wait for all the

bills to get paid and then she'll spend

>> the rest whatever's left over.

>> Okay, guys, I know what came in on a

monthly basis.

>> Let's see. Did you have a commission

check hit? Let's see. No,

>> not this month.

>> Um, no. Okay, so 7,500 is what came in.

What went out? What was the outflow for

the house?

>> What was the outflow for the house? Come

on, money manager lady.

>> I want to say around

I thought it was7,000, but I want to say

it's more.

>> How much do you think, money manager?

>> I want to say like eight or nine.

>> What do you think, Chad? Like 10,000.

$13,2554.

So spending after the bills are paid,

you overspend. You beyond overspend.

It's all You guys have nothing. What are

you talking about? And you guys just got

married, which by the way,

that's crazy. But two, I mean, just just

calculated known [ __ ] 100% known

[ __ ] was approximately $1,600,

$1,600 was known [ __ ] between

miscellaneous [ __ ] and going out to

eat. But then there's also unknown.

There's unknown stuff. Unknown shopping,

$860.95,

and other large purchases, which we

don't know if they're full [ __ ]

$5,513.

So half of that could be [ __ ] as

alone uh as well. But we know for a fact

at minimum $1,600 was spent on [ __ ]

>> Mhm.

>> At a minimum. Oh, you guys are trying to

have a baby?

>> Yeah,

>> actively trying.

>> Is this the time?

>> So I thought it was before you guys

called me.

>> You applied? No, my friend did. She

applied for me.

>> Really?

>> Yes. I was telling her like my financial

situ situation and then she was like,

"You need to go on the show. You sound

just That's funny."

>> Yeah.

>> We'll bring her into the post show.

>> Yeah. She was like, "You need to go on

the show. You sound just like this

episode." And she showed me this the

stripper episode.

>> Yeah. You are basically a stripper. Yes.

>> And come on. You seem like a stripper.

>> I'm not.

>> Now you use the fake test. I could

probably I mean

probably be making a little more money.

>> No, cuz she doesn't know how to twerk.

>> That's crazy.

>> Is it?

>> I can't say what I'm going to say.

>> What? Say it.

>> What?

>> Say it.

>> But I could twerk on your

>> Yeah,

>> like dead ass.

>> Oh, trying to make a baby. Yeah,

>> but I maybe not

>> standing up.

>> Like I want this child to have the best

potential future as possible.

>> And that's what I want too.

>> Okay, but yet you're doing nothing to

try to pro like to try to do that. You

spent 2,000 more than you made

>> last month. No, wait. It was way more

than 2,000. It was like 5,000 more than

you made. 6,000. What the am I talking

about? Um, your friends applying for you

to come on the show cuz you're a

complete mess. Complete disaster.

Complete up in every way. You guys are

going behind each other's backs in every

way whatsoever. He's afraid of you

spending all the money after the bills

are paid. Are the bills getting paid on

time? We'll find out. And you guys have

horrendous. How much debt do you guys

have?

>> Well,

>> okay. That's not a number.

>> Including the house or no?

>> Uh uh no. Let's just say outside of the

mortgage. The mortgage alone is 357,494,

which means he's basically locked into

this job, by the way. Or else you need

to have your income substantially go up

so he can downgrade his income. But

either way,

>> yeah. How much debt outside of that?

>> What do you think, Chad? How much debt

outside of the mortgage?

>> So, adding the car and the credit card,

it's like

>> I want to say

>> like 60,000.

>> Okay.

>> I want to say 75.

>> Right in between $72,468.90.

The

>> Why after paying bills are we just going

spending money instead of funneling the

rest towards paying off debt so our kid

can have the best future possible?

>> We do. We We get a little bit and then

we divide in between three.

>> You spent more than you make. Debt went

up. Shut the up. You don't know what

you're talking about. No, you don't.

Shut up. What are you talking about? You

You spent thousands on [ __ ] What

are you talking about? That money went

to [ __ ] It didn't go to pay off

debt. You What are you talking about?

This kid is not consenting to come into

the world. You are choosing to stick it

in. You are choosing to twerk on it. The

kid is not consenting to come into this

world. Yet, you are going to put the

burden of him

>> on this child that you guys are on

enjoying all your your entire life. So

when it comes to you retiring, that

person, that child is going to have to

put their life on hold to take care of

their parents cuz their parents decided

to live up their life and now your kid

won't be able to.

That's not fair. It's not.

>> So what the you're twerking on it right

now while you can't even communicate

about money? How does money get

communicated in this household right now

other than the check just gets sent to

her? What's the communication?

>> It doesn't get communicated. Like the

reason the check gets sent to me is

because his idea was just paying off the

credit cards each time with his whole

check. So everything would go to credit

cards and then when we got the house I

was like you need to send me the check

because I was scared cuz he's had a card

repo. So like and he pays for my car.

>> Yeah. That was like during co

>> Yeah. So I'm afraid that that's going to

happen again.

>> All right. What do you guys think the

household financial score is? 0 to 10.

Zero being the absolute worst. 10 being

the absolute best. What do you guys

think?

>> One six. What the? You think you're

above just like straight down the

middle?

>> Like we're not that bad, but we're not

that good. You know,

>> you had a car repoed a couple years ago

>> and he just told you how much we're in

debt.

>> Oh, yeah.

>> Bad outside of the mortgage.

>> It's fixable.

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Okay. All right.

Cap one saver card. Are you guys

authorized users? Are these individual

credit cards?

>> I'm an authorized user in all of them.

>> Oh, you So, he has the credit cards. You

became an authorized user.

>> Yes.

>> Leech. Okay. So,

>> I did it to like help out her credit.

>> Really?

>> Uh-huh.

>> So, like help out her credit.

>> Your credit.

>> No,

>> I know.

>> Okay.

>> His credit was and it helped. It was

doing really good. Like I was like at a

700.

>> Okay.

>> Until this year. Last year.

>> Last year. Yeah.

>> Why? What happened last year?

>> Just credit cards and overspending.

>> Why? What happened? What are you doing?

>> Trips.

>> What trips? What trips are you?

>> Well, here to like we like to come to

Austin a lot. Um, where else?

>> I don't think the trips are the problem.

>> That's a road trip. That's not even like

a big thing.

>> Yeah, but we spend a lot here.

>> Why? What are you even spending there?

>> The food. It's delicious.

>> Yeah, we have good food. You live in the

middle of a desert.

>> Yeah,

>> she loves food and to like shop.

>> Yeah,

>> we have halfway decent shopping, I

guess, compared to El Paso. I'm sure

it's great. Yeah, but she like she loves

going to

>> Where you going?

>> Huh?

>> Aritzia.

>> Is this

>> Aritzia?

>> What's it called?

>> Aritzia.

>> Yeah, that whatever.

>> What are you getting?

>> Business casual clothes. I'm a realtor.

>> Listen, now I know shit's expensive. I

just got a bag for Christmas for my What

did I get, Lindsay? I got something.

What did I get? I got a bag. Some kind

of bag.

>> Chanel.

>> Chanel. I got a Chanel bag for the

girlfriend. What the What the are women

doing? You guys are insane the amount of

money you guys spend. What the is

happening? I don't I don't even

understand. When I went in there, it was

exotic. Languages I didn't even

understand.

>> Yeah.

>> The is wrong with you? He's making all

the money. You want to have a kid? Yeah.

You come to Austin, blow it all in what?

Hermes or Hermes and all that [ __ ]

>> But then she makes me get Great Value

ice cream.

>> Like, dude, that shit's nasty. I'll be

honest. Great Value is not good ice

cream. I don't either. I eat Ben &

Jerry's.

>> So you make him Great Value and you eat

Ben and Jerry.

>> The fudge popsicles, they taste the

same.

>> No.

>> No, they don't.

>> They do.

>> You think you would know that more than

him?

>> I don't like the fudge popsicles.

>> Okay, so we're spending a sh each time

you come to you, you spend around 2,000.

How? How? Shocking. That's the cool

thing. What? What is What is

>> Airbnbs?

>> Girl, we live here. Everyone's shaking

their head. No in this room. Well,

you're choosing Airbnbs that are insane.

We had someone that has an Airbnb on the

show recently. What did she charge

tonight by the airport?

>> Uh, less than 200.

>> Yeah.

>> Oh, wow.

>> Yeah. Less than 200. Oh, wow.

How long are you guys staying?

>> Four bedrooms in a pool. You could get

cheaper. Guaranteed.

>> I need that link. I love a pool.

>> Yeah, it's called Airbnb.com.

>> Oh, the link of that specific one

though.

>> No, you just look sort by price.

What the is wrong with you? How long are

you guys staying in Austin? How often? I

still don't know how it costs.

>> We usually stay for a week. His week

off.

>> Yeah.

>> What? Every week you have off. You come

to Austin?

>> No, every other week. No. And we don't

come every time.

>> I was going to say I've never heard of

this. Listen, I this the city.

>> Okay, it's fine.

I I've never heard of this.

>> We don't come every

>> You also have other ones to choose from.

You got Dallas almost just as close and

San Antonio,

>> but not the same. Okay.

>> San Antonio is more you guys.

>> But it's more family oriented.

>> Yeah, it is. I guess. Yeah, you're

right. Austin's little

>> It's like more like

>> No, we don't even go to the bars.

>> What the are you talking about?

>> Just like the food, the vibes. You get

to walk everywhere. It everywhere's dog

friendly.

>> I would assume in Dallas as well.

>> I mean, if you go to the walkable

pockets, they're going to be walkable

regardless of where you go as long as

they're walkable pockets.

>> I've never been to Dallas.

>> You haven't been to Dallas? Mm-m.

>> It's too ghetto. Well, it looks too

ghetto.

>> Honestly, I checked the crime rap when I

was considering moving there. The crime

that happens there compared to the crime

here is absolutely insane. The crime the

crime that happens in every city

compared to Austin is actually kind

ofing crazy. It's kind of crazy, but

someone did get killed immediately when

the new year happened at our old office.

>> Oh, that's crazy.

>> Wasn't my fault. Okay, so what's going

on in this car? Traveling to Austin.

>> Yeah, that's our travel card. We usually

that one used to be paid off all the

time. So whenever we would travel

>> now it's over maxed out.

>> Yeah cuz of the phone bill.

>> Where else are you guys traveling?

>> Um

>> wait it really is just Austin. Austin

>> Phoenix. The did you just call me

>> Scottdale?

>> Yes.

>> Cancun?

What the mean?

>> I just call it Cancun like like an

American.

>> Sorry. Well Arizona.

>> What? That's where I go.

>> Where?

>> Play Carmen. It's like the best city in

Cancun. They have like a whole street.

>> So, how do you say in American?

>> Play Carmen.

>> Play Carmen.

>> Playa Carman.

>> Nice. There you go.

>> Yeah,

>> now I get it. I'll go there. I'll go to

Playa Carman. I'm not going to go to

>> Cancun.

>> No.

>> Come on. I was setting you up to say uh

Playa Carman the Mexican way.

>> Oh, play Carmen.

>> Yeah.

>> Okay. So, I guess what? Arizona is

probably just as close, right? Just

about. It's like six hours.

>> It's a little closer.

>> Yeah. Isn't that crazy? Because that's

like a whole other state away. You have

to go through New Mexico and everything

and yet it's still closer than going to

central Texas.

>> Yeah,

>> Texas is damn big area. Okay, so let's

see what you spent money on. Cuz why the

are we spending $68267

on a car THAT IS OVER THE LIMIT AND

ACREWING $9729 of interest by the way.

You Why are we spending on that? Huh?

Huh?

>> We didn't spend on that.

>> Huh?

>> It's the phone bill. It goes in

automatically.

>> Phone bill is $682.67.

>> It's like $370.

>> The rest of it.

>> I don't know. Probably other bills cuz

we have not touched that card. Yeah,

>> Chad, how long does this take to pay off

if you guys do not purchases, which you

which you guys are incapable of, and you

only make your minimum payments? How

long does it take to pay off?

>> Like 20 something years.

>> What do you think of

>> 19 years?

>> Okay. 19 years.

>> I'm close.

>> 19 years. Your kid will be graduating

high school.

>> Yeah.

>> Yeah.

>> Hopefully not. We're going to get this

resolved.

>> Hopefully not. What you want the kid to

as you?

>> No. Hope

>> he's going to be held back that much.

>> No. Hopefully. Hopefully we get this

paid off way before then.

>> I would hope so. Not going to happen

when you're buying games on there. You

got your security bill on there. You got

your phone bill on there, which by the

way is $424. What is wrong with you? Use

Helium. If T-Mobile is good in El Paso,

use Helium. Is the most insane phone

bill I might phone bill. I've ever seen

because of my job.

>> What? What's wrong with your job? They

They make you pay $500. $500 a month.

>> He works in the middle of nowhere.

>> That doesn't equal Verizon service. It's

$500 a month.

>> That's what I told him. I keep telling

him, "Let's go to T-Mobile." He does not

listen to

>> No, no, no. It doesn't matter. If you do

Verizon just for the service, it's going

to be like what? 120 150 bucks a month

>> about.

>> I was $500 a month.

>> The devices of the Yeah. devices.

>> Well, why are you financing YOUR

DEVICES?

>> HUH? HUH?

>> WELL,

>> what devices are you guys possibly

financing? It cost this much.

>> Mine is not new. He has a brand new one.

Yelling. I had 500 a month. I had like

the 16.

That one was

>> You got your internet on here as well.

Stupid, stupid, stupid. On a car that

goes above the limit in a cruise

interest. Why do you guys want to pay

30% on all these bills you guys have?

You have bills that you sign up for and

you want to pay 30% more. That's smart.

That's great. And then Camino Real

Regional.

>> What?

>> And that hotel.

>> Oh my.

>> Yeah, that's a hotel.

>> Yeah. Yeah.

>> What does it say? What does that say?

>> $74.56.

$74.

>> 56 cents.

>> No, with a water.

>> What water?

>> Water bill. That's what it's called.

>> It's like 700 bucks in interest last

year. $700 ripped. $700 that you spent

on the oil fields gone. Destroyed.

Obliterated

at a 28.74% interest rate.

>> 28? I didn't know it.

>> You didn't know you apply for them?

>> I didn't know.

>> I don't even have a say when you apply.

>> What?

>> Yeah. Yeah.

>> Well, he doesn't have a say when you go

text men behind his back either. So,

>> neither do I.

>> He's not texting women. He He was on

booby cams.

>> Um, you could text people there. You can

meet up with people there.

>> You can meet up. It's a pro site

>> basically.

>> Not that I know. I just did the chats

like the video.

>> Not that he knows of. Did you not read

the terms and conditions?

>> What websites do you use to meet your

prostit?

>> Don't Don't give it to us. He does not

need that.

>> You want to have control?

>> No.

>> You said no.

>> Wait, what? No. Yes. Yes, I do have

control. No, but like I don't like

>> what?

>> I don't know.

>> Oh boy, guys. Obviously not credit card

people. I'd use the Fizz card. It's a

debit card that builds credit. A lot of

people out there use it to build their

credit and not if they know they don't

have the self-control. And clearly you

guys don't. Platinum card. What's going

on with this?

>> Is that the Greek card? Yeah,

>> that's her. What? Like

>> that's not my card. The blue card is my

card.

>> Oh, we do it based on color. Oh

>> yeah.

>> Oh, that's how you know you're in a poor

household. Which, by the way, you guys

make a lot of money. You shouldn't be,

but that's how I was raised. The color

of a card. That's when you know, you

have the green card, you have the blue

card. Oh, you guys are broke.

You guys are broke.

>> I thought we were rich.

>> Well, you're

>> And it's also over the limit again.

Rich. H. Two cards over the limit.

Interesting. $90 minimum payment, 15

years to pay off. Why are we purchasing

again? $78,311

on a card that is acrewing interest

$64.75 last month. It is above the

limit, [ __ ] $2,68.73.

Why the are we purchasing? Huh?

>> I think

>> I don't know. I call it this card is

>> No, this one this one has been getting

better.

>> It's above the limit, dude. Are you

stupid?

>> Let's go into that one, too.

>> It's above the limit. What is wrong with

you? It's been getting better. What?

It's above the limit. Yeah.

>> You guys just got two brand new dogs.

>> Yeah.

>> You're trying to have a kid and you just

got new dogs and you can't afford to

even take care of yourselves and you got

things that

>> we have four dogs.

>> What?

>> Yeah, they're

>> They're so cute.

>> No, they're probably cute, but why the

>> Because we got a house, so I have a

backyard.

>> Yeah, but he's out in the field all day.

>> Well, yeah, but I take care of them.

>> Told you you didn't work.

>> I don't. I try my hardest. I try my

best.

>> Uhhuh. Yeah. No one believes that. No

one believes that.

I don't. This is insanity. Oh, they're

pugs.

>> Three.

>> Golden retriever

>> and a gold.

>> Oh my gosh. It's all [ __ ] It's all

[ __ ]

Standard scores. Jack in the box.

Supplement Express,

Cabo Cut, something Smoothie King,

Buffalo Wild Wings, Nak Vending Machine,

GOING IN SOME [ __ ] SMOKE SHOP,

Apple Bill, Apple Bill, All Sup all

Paramount. All sub experience credit

score. You're paying for that [ __ ] Fast

track. Apple bill. Desert. Tallow Verde

Appleville. Going inside. GETTING SOME

[ __ ] GETTING SOME [ __ ]

HUNDREDS OF DOLLARS IN INTEREST. What

the are we doing? Pull up your phone.

Give it to me now. Now.

Give me this [ __ ]

And you too, by the way. I'm about to do

same thing for you.

Apple bill pay for GV. You work on the

oil field. What are you even using it

for, dude? I mean, I like it. I use it,

but what the [ __ ] are you using it for?

How do I not blow up the oil today?

>> Just for fun.

>> Duolingo. What are you learning?

>> I was learning German for a good minute,

but then I just

>> Why gave up?

>> Are they on the move again?

>> No. It's just for fun.

>> I was wondering.

>> Okay. HBO Max is that and Apple TV are

like the best

for the premium TV, but you can't. I

don't know if you can afford it right

now. iCloud Plus. Okay. Oh, open.

>> I did open it. You took too long.

How many men are in here?

>> Well, but they're realtors.

>> What?

>> They're realtors.

>> Why do you say everything like when like

>> Do I really?

>> Yes.

It doesn't annoy you. You're used to it.

>> I don't hear it. Yeah. Like I'm used to

it.

>> He doesn't even hear me.

>> I'm going to go through your guys' text

messages and the post show. I bet you

guys just

fight and I

>> No, we don't actually.

>> Peacock. I He just said yes. You said

no. See, you can't even agree on that.

>> No text.

>> Oh, Facetune. I am not surprised.

>> Yeah, you were the most facetuned. Yeah.

Oh, yeah.

>> Why do you put me on?

>> Well, it's there. And you look like the

exact person that would use Facetune.

Peacock. Why the [ __ ] are you paying for

that? At least he's paying for a good

one with HBO.

>> I watch Real Housewives

hoping to become one one day. Yes, I'm

starting to understand. Canva,

Apple Music, that's included with your

Verizon plan, but that's only $500 a

month.

Colton's telling me you also have a

obsession with TJ Maxx.

>> I do.

>> Why? It's TJ Maxx. What's so special?

>> We have something new every day.

>> Well, you're keeping the children

employed in Vietnam, I guess. Yep. Good.

>> A job's always good, huh?

>> A job's good. clicks over one.

$1,682.11.

Minimum monthly payment $64. 13 years to

pay this off. Interesting. Purchasing

$858.

What are we doing? $858 when the

interest rate is acrewing $44.76

a month. What are you doing, guys? Why

are we purchasing on this as well? That

last one was all [ __ ] Is this one

going to be all [ __ ] What's going

on with Quicksilver One? I think it's

like like when one car doesn't have

money, we go to the next and then the

next

>> the next color.

>> Yeah, pretty much.

>> You guys are not credit card people.

Close these. You already have a house.

So, what do we need credit for? Destroy

them. Burn like that. And that was the

plan before we got the house

>> and then

>> you got a house you could afford.

>> No, we couldn't afford the house.

>> Then why how did that our plan?

>> Because Okay, so

he tried paying off the credit cards

before getting the house. So, he got a

loan on his 401k

to pay off the credit card,

>> which is so stupid because you didn't

change your behavior first, which means

you just build up the credit cards

again.

>> Yeah.

>> Okay.

>> So, now we can't close it, but the plan

was to close it.

>> Well, the credit cards you can still

close, but

>> Yeah. What happens if you quit your job

or if you get fired?

>> What if the ind oil industry listen oil

oil is getting nice and cheap again?

Supply is flooding the market. Sometimes

that mean that means they might slow

down so that price can stabilize a bit

more so they can make more money which

might mean layoffs.

>> Just saying.

>> Not with the company I'm working for.

They're

>> that company never lays off.

>> It's rare that they do.

>> It's rare. You're right. Honestly, in a

lot of companies is honestly even like

mass layoffs and tech was a bit more

rare until this year. Federal government

a little more rare until this year when

the economy changes and oil prices are

on the way down. you know, getting like

what is it like a buck 50 in some places

now to for a gallon of gas. Kind of

crazy. Or if the economy comes to a big

slowdown, which last quarter's GDP

numbers were good, but people cut back

on [ __ ] I'm just saying you already

want to quit anyway, then all of a

sudden your 401k loan comes due. What

are you going to do?

>> I' I've been paying it like every check

it out.

>> Yeah, but it will become due like that.

No.

>> Uh-huh. Didn't even know that risk, did

you? Oh, it's all [ __ ] Smoke shop.

Who's killing themselves?

>> We both.

>> Why? You already

>> He does nicotine like that kills you

bad.

>> And what do you do, dumb?

>> Weed.

>> What? You think that's is good?

>> I mean, it's a little more natural.

>> Nicotine is natural.

>> But they put a lot of [ __ ]

>> It's a tobacco's natural.

>> The ones that look like an iPad are

natural.

>> What do you do? Vape?

>> Mhm.

>> Yeah, but it doesn't look like an iPad.

It's extracted from the plant.

>> Shut up. Just shut up. Okay. Smoke shop

going in against the [ __ ] What are

you getting in a Dollar General for like

$4.95 every day?

>> Probably milk.

>> Every day you go get a gallon of milk.

>> Oh, no. Like

>> it's chip.

>> Munchies.

>> They're called munchies. You should try

them. They sell them at the gas station

only or dollar.

>> That's all she eats.

>> Okay. Munchies. Munchies. Munchies.

Passorn. Of course. Went inside. Got

some [ __ ] All subs went inside got

some [ __ ] Prop wire smoke and vape

all subs. Prime Video Amazon Prime Video

Microsoft all subs. Are we doing guys?

This is all [ __ ] It's all you

dumbass [ __ ]

>> Two lay fees here so far. I thought I

thought

>> on the credit card.

>> I thought you gave the check to her so

she can pay your bills on time and then

go spend the money.

>> It goes. Yeah, like but interest and

late fees on this card. Interest rate

almost 30%. Oh, Ashley Home Furniture. I

will never buy from Ashley again.

>> Why?

>> Horrible experiences. Not great. Kind of

shitty products. I like the person who

works there that I bought from. I have a

good relationship with her, but most cuz

she relative of someone I know. Either

way, regardless, still wouldn't buy from

Ashley.

Oh my gosh. You owe $5,486.75.77

with Ashley at $168.99

a month. What is wrong with you guys?

>> No interest.

>> Yeah, until there is, you dumb tit.

Takes 3 years to pay off,

>> but I'll pay it off by then.

>> You have to.

>> Yes.

>> It's not really an option. What was this

for?

>> Um, our couch and our guest bedroom

furniture.

>> How critical was that? We had to do the

guest bedroom furniture or else we were

going to die. I got it half off.

>> Dude, that's Ashley's thing at [ __ ] So

they do half off.

>> No, I price matched. It was like 1,000

something at Ashley and then online. I

think it was at

>> at Ashley. No,

>> online at Ashley.

>> No, online on Big Lots. I think

>> Big Lots.

>> Yeah, Big Lots had it online for like

half the price. So I got

>> If Big Lots even sells it, you shouldn't

consider it.

>> Well, I'm not sleeping on it. It's for

guests.

>> Uhhuh. What a host. Hey, they got a

brand new mattress that cools when

you're sleeping.

>> Is that where we want our mattresses

from? Colds.

>> No, no, no. It cools.

>> It's like fresh cold.

>> What? That people won't be sweaty.

>> Yeah.

>> What do you mean it's cold?

>> Yeah.

>> Does it have the eight sleep on it

>> that cools you?

>> I think so.

>> No, it doesn't. You spent 10,000 hours

on a mattress cover that cools you.

>> No, it's not a mattress cover.

>> It's a mattress. Is it the natural

cooling [ __ ]

>> Yeah, I think so. I don't know. They

sold me on it.

>> Yeah, no [ __ ]

>> I got it open box so it could be

cheaper. They told me that they just

open the plastic and then they send it

back.

>> By the way, you're getting a paper

statement fee on this every single

month. You're literally paying for that

instead of just going digital. What's

wrong with you? Yeah. Why? Why do that?

Just go digital, you dumb.

>> Minds me. I have too much going on my

phone.

>> No, you No, you don't. You have nothing

going on. You're a [ __ ] fake realer.

Kind of. Come. Well, come on.

>> A little bit.

>> You made less than you'd make working at

McDonald's.

>> But it's a new year, so

>> for everyone.

>> It'll go better this year. Maybe I'll

hit six figures.

>> Uh oh. Collections. Why do we have

collections for fun?

>> What? What the is going on, dude?

>> What do you got? $5,67 in collections.

What?

>> That was a apartment that I

>> What is wrong with you? Why? Like during

co I got evicted.

>> So

>> I couldn't pay for it.

>> Why?

>> I didn't wasn't making any money.

>> Why?

>> I didn't have a job. Well, I didn't have

a good job.

>> Dude, Texas closed for like a month.

>> That's why I gave him an ultimatum

>> cuz he was getting evicted.

>> It was that job.

>> Mhm.

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>> Listen, you can also get free samples to

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or click that link in the description

below. Type in code Caleb. Why didn't

you go get a job? We Texas did not

struggle

>> during co for like a month or two maybe.

>> And then we got checks.

>> They approved you for a mortgage with

us.

>> I was impressed.

>> You were impressed. Great. Glad they

impressed you. $5,67. What's your plan

with this? I'm

>> looking the other way. Well,

>> it's going to be on your credit until

2031 at the earliest.

>> That's like 7 years. So, it's like

>> Yes.

>> Yeah. 2031.

>> Yeah. This hit 2022.

>> And I was trying to like basically like

I hired somebody for them to like get it

to get rid of it.

>> Hired somebody to dispute it?

>> Yeah. To dispute it.

>> Well, why would it be disputed? You

didn't pay your rent. They evicted you.

You owed this.

>> Yeah.

>> So instead of paying something you

actually owed contractually, you hired

someone to dispute it.

>> That's what I told them.

>> And they were doing it. They were going

to do it. They were sending letters.

>> But there was nothing to dispute. You

got evicted fairly.

>> Yeah. But

>> what

>> I kept telling him to call him and set

up a payment plan and he never would.

He's like, "No, it's just going to go

away."

>> He's like, "Why eventually it goes away

>> to a Yeah. To a certain point." But

there are c, you know, there are legal

protections as well. If they ever view

it worth going to court for, they could.

>> Yeah,

>> it probably won't.

>> Yeah,

>> but they could, but it's been known to

happen.

>> Well, hopefully it doesn't.

>> I hope they don't. And it's been sitting

long enough where I don't think they

would, but

we'll see. Okay, here's another loan.

What What is this? $4,226.62

with a minimum monthly payment of

$11.16.

What is this? That's the other 401k

loan, too. [ __ ]

>> two. You have two 401k loans?

>> I already paid one off earlier this year

and then I got a second one.

>> That's a 401k loan.

>> Yeah.

>> So, obviously that is taken before your

paycheck hits.

>> Yeah.

>> So, why'd you get another one?

>> To pay off the credit card. So,

>> twice.

>> Yeah. And I didn't find out about the

first one till the first It was because

we went to Cancun and she wanted to go

shopping and I didn't have the money for

it. So,

>> we took out a 401k loan for shopping in

Cancun. I didn't even know. I

>> What the is wrong with that?

>> Well, you know why he did it? So you

wouldn't go suck behind his back for a

paycheck cuz that's what you're known

for.

>> No. No.

>> Defend me.

>> Close.

>> No, she's not known for that.

>> Making a guy think like his is going to

get sucked for a paycheck.

>> Yeah.

>> Yeah. I lied to people. Not that way.

>> Oh, we know. And but it's not very hard

to see through for you.

>> Oh,

>> dude. That is crazy. What the

What is this relationship to you?

Another sugar daddy, but this one you

just bounce on.

>> No,

no. I truly love him. Like the reason

I'm with him.

>> He's taking out a 401k loan so you don't

leave him for money.

>> He did that because

>> So you don't leave him for money.

>> But that's his own traumas. He should

work on that.

>> His own traumas. Wait, from you? From

your actions?

>> Yeah, but wait

therapy

>> from your actions a couple years ago.

>> Yes.

you

>> like if you chose to forgive me, we

chose to move on from it

>> and you simply can't. That is like

>> you would to seek therapy to make it

better.

>> Actual victim blaming, not the [ __ ]

Tik Tok stuff that you always see that

wannabe victims do. That is actual that

is insane.

>> Why?

>> What? You did that? Did you say then he

needs to seek therapy?

>> He did something to me and I seek

therapy.

>> The cam girl? Yeah.

>> You seek therapy because you jacked off

to a cam girl once.

>> No, I seek therapy.

>> Dude, you were literally cheating. Why?

>> I just seek therapy to be a better

person.

>> Bipolar.

>> You're going to need a lot more.

>> She's psychotic

as

>> Yeah.

>> What?

>> Girl, look at yourself. No [ __ ] Watch

this episode back.

>> I'm not psychotic.

>> What did your uh therapist tell you?

that you have. What do you have?

>> I get manic episodes from spending.

>> What? From spending.

>> Yes. So like

>> how do you get frustrated?

>> So my manic episode is spending like

splurging. So like I'll be going through

like a manic episode and I just want to

spend money and like I'll go to TJ Maxx

>> every time Max.

>> Yeah.

>> Is that all they have in El Paso?

>> Yes. That's the only fun thing.

Unfortunately, the mall is like well the

good mall is like what 30 minutes away

from us. So can't go there. What you

live? I go 30 minutes every day to get

the work.

>> Yeah, but you live in a big city. Like

that's expected.

>> Is it El Paso considered a city?

>> It's really small.

>> It's the fifth largest in Texas, but

it's still in like the in the country.

It's still the halfway decent sized

city.

>> Yeah, it's just there's a lot of

traffic. That's really what makes the

>> Why go to a city? That's

>> Well, okay. You're right. Actually, I do

not want you to go to that mall. Why am

I trying to

>> Exactly. Don't enable me.

>> Yeah. No.

Well, you should have a little bit of

self-control.

>> I don't

I try. I even took

>> try. What?

>> I took bipolar medication and it helped

me.

>> It did.

>> But then she took it and then she

stopped taking it cuz she saw how good

she was doing.

>> Yeah, I was doing it up.

>> I was doing so good. I thought I didn't

need it anymore.

>> What?

>> Yeah.

>> But let me tell you, I need it. I really

need it. Hopefully my doctor doesn't

watch this cuz

>> Yeah. Why don't you just do what your

[ __ ] doctor says?

>> Well, I I try. I try my hardest.

>> You try. You actively chose to stop

taking a medication.

>> I didn't actively choose. I just forgot

one day and then I forgot the next day

and then I just forgot. And then by the

time I for remembered, I already forgot

3 days. So, it's basically like

restarting the treatment. So, like

what's the point

>> to get back on the medication?

You dumb. What are you talking about?

>> I'll work on that.

>> Don't you just have to take it? Isn't

that it?

>> Yeah, but remembering to take it is

hard. It's like two pills.

>> Do you take anything else? Weed.

>> No.

>> No.

>> Yeah. Weed with that medication, by the

way.

>> Yeah. My doctor does not like that. It

could cause psychosis.

>> Yes.

That's the reason why I don't take it

cuz like god forbid I guess that closes

one day. That'd be very scary.

>> One day,

>> probably soon.

>> Okay, so this is the 401k loan.

$4,226.62

that you're not taking advantage of

growth in the market of which was an

incredible year in the market by the

way. Incredible year. You're paying the

introspect yourself, but it's like it's

stupid instead of actually gaining the

the good [ __ ] What are you going to do

when you get pregnant? You're not going

to smoke.

>> Yeah.

Why wouldn't I? Why would I?

>> Why would

stop now if you can?

>> Okay, I will. I'll do it for you.

>> Huh?

>> I'll do it for you just cuz you asked me

to stop.

>> I've asked you to stop so many times,

>> but you don't listen to me. Yes. Like

>> he's asked me to stop because he said

she sees I do really good. I do really

good off of it. like I am um

>> because of we she weighed like 200 lb

last time.

>> He literally we came to Austin and he

looked at me and he was like come here

babe I'm sorry it just looks like you're

in a fat suit right now.

>> Like what the Of course I got it

together and now we're here. I still

need to lose a little weight, but

not a fat suit.

>> That's all. That's the reason you wanted

her to quit. Not her lungs, not her

health, not

>> cuz she got fat.

>> Are you still fat?

>> No. No. I'm kind of skinny.

>> He just said,

>> "I'm not skinny. I'm I feel like I'm

thick."

>> He thinks you're still fat.

>> No. He said,

"You really think I'm fat?"

>> No. No.

>> Let's talk about you.

>> Give us a twirl.

Thick. Thick.

>> Yeah, I'm thick.

>> Not fat.

>> Curves. It It holds more here than

unfortunately. Which is why you use

Facetune. Yeah.

>> Yeah. And even the Facetune does not

take off my double chin. You need to

show me how to use it cuz

>> I don't know. I don't use it. I embrace.

>> Well, you know about it, so you must.

>> What? You just called him out for being

fat. Well, he's not fat.

>> You can't see them love handles,

>> bro. He is not fat in any way

whatsoever. He cries himself to sleep

every day cuz he's

>> don't.

>> Yeah. He literally tells me, "I'm so

fat. I can't eat today."

>> Well, that's likely someone caring about

their health and his fat is not actual

fat. Come on.

>> It's not fat.

>> Give us a twirl.

>> Give us a twirl. Come on.

>> This dude is not fat. What are you

talking about?

>> He's He's average build.

>> Sure. Yeah, maybe. But he's not fat.

Well, he calls himself fat. I'm just

>> Well, yeah, because he probably cares.

>> Yeah.

>> Or you just let yourself go.

>> He said it, not me.

>> I looked great

>> when you were fat.

>> Yeah, I'm still pretty. Being fat does

not make you ugly. I've seen I've seen

some fat people with beautiful faces.

Just

>> fat people usually like age better cuz

it's stretches.

>> They do

>> like face, but then they don't make it

to as high of an age.

>> Yeah, cuz all their

>> But they do have baby face longer. Okay,

house. Here we go.

>> We got a good rate. You're gonna be

really proud.

>> It's fine. That's kind of just where

rates are. It's about 5%.

>> They weren't that when we got it.

>> When did you get it?

>> In August.

>> Yeah,

>> it was like a six.

>> Yeah, it's like five six. Yeah. Did you

pay down?

>> Yeah.

>> That's not being proud. You paid down

the rate.

>> No, we didn't pay down the rate. You

said I We paid down payment. Yeah, we

did pay down payment.

>> What was your down payment?

>> Put in your address.

>> 14,000.

>> What is that? FHA.

>> What?

>> Yeah, I'm really proud of that. Okay,

it's fine. I guess puts you in a pre

precarious situation in a housing market

like Texas down the address.

>> How do you not know the address? Be so

for real.

>> Have you ever typed in an address?

>> Yes, I have.

>> You put the zip code first?

>> Yeah, it was an accident cuz I saw the

zip codes there first.

>> What the

You're kidding.

This is going to be the dumbest child

ever born.

>> No.

>> Yes.

>> No. I hope not.